👋  Welcome to ACE Enterprise   |   📞 0330 460 9930   |   ✉ info@aceenterprise.uk 🕐  Mon to Fri, 9am – 6pm   |   🇬🇧  UK-Wide Service   |   Free initial consultation
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UK Accounting & Bookkeeping Specialists

You run the
business. We've
got the books.

From sole traders and care homes to logistics firms and restaurant chains, ACE Enterprise handles every number so you can focus on what actually matters: building something great.

200+
Clients across the UK
£0
Initial consultation fee
10+
Years of expertise
7
Core service areas
End-to-End Tax & Accounting

Corporation Tax.
VAT. IHT. CGT.
Handled.

Full-spectrum tax compliance for UK businesses of every size and structure. We know the rules inside out and we know how to make them work in your favour.

Specialists Across 13 Sectors

Your sector.
Your numbers.
Our expertise.

Care homes, construction companies, restaurant chains, landlords, charities and more. We bring sector-specific knowledge to every client engagement, not just generic accounting.

Industries we serve
Care Homes Hospitals & GP Clinics Charities Estates HMO & Rental Properties Construction Taxi & Private Hire Self-Employed Auto Shops Restaurants & Chains Hotels Logistics Shipping SMEs Care Homes Hospitals & GP Clinics Charities Estates HMO & Rental Properties Construction Taxi & Private Hire Self-Employed Auto Shops Restaurants & Chains Hotels Logistics Shipping SMEs
Why ACE Enterprise

Every penny
accounted for.

Always up to date

Your finances move fast. We move faster. Our team keeps your records current month by month so there is never a backlog, never a nasty surprise at year-end, and never a moment where you do not know exactly where you stand.

HMRC ready, always

Tax legislation changes constantly. We stay on top of every Making Tax Digital update, every HMRC deadline, and every allowance you are entitled to claim so you pay exactly what you owe and not a penny more.

Deadlines are sacred

Late filing costs money. We treat your submission deadlines as seriously as our own. Whether it is your Corporation Tax return, VAT quarter or Self Assessment, it gets filed correctly and on time, every single time.

A real person on your account

No call centres, no automated replies, no being passed around. You get a dedicated accountant who knows your business inside out and is always reachable when you need them, not just during busy season.

Transparent pricing in £

We believe in straightforward fees with no hidden extras. Before any work begins you will know exactly what you are paying and what you are getting, quoted clearly in pounds and never obscured in jargon.

Cloud-based, paperless

Working with Xero, QuickBooks and other leading cloud platforms, we give you real-time visibility over your finances from any device, whether you are at your desk, on site, or somewhere between the two.

Client Stories

What our clients say

★★★★★
"Before ACE, I was drowning in receipts and dreading every tax return. Now I actually understand my numbers. They sorted three years of messy books without making me feel an inch tall about it."
Marcus T.
Restaurant Group Owner, Manchester
★★★★★
"Running five HMOs alongside a full-time job was a financial nightmare. ACE handles everything: income tracking, expenses, tax returns. I would genuinely be lost without them."
Priya S.
Property Investor & HMO Landlord, Birmingham
★★★★★
"As a care home operator, the compliance requirements are enormous. ACE understand our sector, they speak our language, and they have saved us thousands we were unknowingly leaving on the table."
Diane W.
Care Home Director, Leeds

Not sure where your finances stand? Let's change that.

A free 30-minute consultation costs you nothing and could save you thousands. No pressure, no jargon, just an honest conversation about your business.

What We Do

Services built
around your business.

Every service we offer is designed for the real world, for business owners who need clarity, compliance, and confidence in their finances.

Financial Management

Your finances are the engine of your business. When that engine is not managed properly, everything else suffers. Cash flow tightens, opportunities get missed, and growth stalls. ACE Enterprise takes on the full weight of your financial management so you never find yourself operating in the dark.

We act as your outsourced finance function, giving you the kind of visibility and control that most small businesses only dream about. Real-time reporting, management accounts, cash flow monitoring, budgeting and forecasting: we build the picture and make sure you understand it.

What this covers

Management Accounts

Monthly or quarterly reports that actually tell you something useful about where your business is heading.

Cash Flow Management

We map your inflows and outflows so you always know what is coming and can plan around it.

Budgeting & Forecasting

Whether you are planning next quarter or the next five years, we build budgets grounded in reality.

KPI Reporting

Custom dashboards that track the numbers that matter most to your specific business and sector.

This service suits businesses at any stage, from sole traders who have outgrown a spreadsheet to established SMEs that need a proper finance function without the overhead of a full-time CFO.

Starting from
£299/mo
Tailored quotes available
Every engagement is scoped to your business. Get in touch for a bespoke quote.

Financial Accounting

Statutory accounts are not just a legal obligation. They are a genuine window into the health of your business. Done well, they tell a clear and honest story. Done poorly, they create confusion, invite scrutiny, and cost you time you do not have.

Our financial accounting service covers the preparation of year-end accounts, Companies House filings, and all associated statutory reporting to the highest standard. We work with businesses across the UK in virtually every sector and bring that breadth of experience to every set of accounts we prepare.

What this covers

Year-End Accounts

Prepared in full compliance with UK GAAP and FRS 102, filed accurately and on time without exception.

Companies House Filings

We handle all submissions directly, keeping your company record clean and compliant at all times.

Management Reporting

Alongside statutory work, we produce management accounts that give you a running view of business performance throughout the year.

Sole Trader Accounts

Full annual accounts prepared for self-employed individuals and partnerships, linked seamlessly to your Self Assessment return.

Starting from
£499/yr
Ltd companies, sole traders & partnerships
Pricing depends on turnover and complexity. We will give you a clear figure before any work begins.

Bookkeeping that
actually works.

Good bookkeeping is the foundation of everything else. When your records are clean, current, and properly categorised, every other financial decision becomes easier: from managing cash flow to talking to your bank to filing your tax return.

We take this completely off your hands. Whether you are drowning in a backlog, switching from one system to another, or simply want someone reliable to handle it month to month, we have seen it all and we will sort it out without making you feel embarrassed about the state things are in.

What this covers

Monthly Bookkeeping

Ongoing transaction recording, categorisation, and reconciliation so your books are always current.

Bank Reconciliation

Every account balanced, every discrepancy investigated. No more month-end mysteries.

Accounts Payable & Receivable

We track what you owe and what you are owed so nothing slips through the cracks.

Catch-Up Bookkeeping

Months or years behind? We will get you current without judgement and build a system that keeps you there.

Xero & QuickBooks

Fully cloud-based, accessible 24/7, and integrated with HMRC's Making Tax Digital requirements.

Expense Management

Receipts, mileage, subsistence. We capture everything you are legitimately entitled to claim.

Starting from
£149/mo
Suitable for sole traders to growing SMEs
Priced by transaction volume. No surprises, no extras.

Taxation, end to end.

Tax is one of the biggest financial burdens most businesses face, but it does not have to be a stressful one. With the right planning and the right advice, you can stay fully compliant, take advantage of every legitimate relief available, and never lose sleep over an unexpected bill from HMRC.

We handle the full spectrum: Corporation Tax, VAT, Inheritance Tax and Capital Gains Tax. Whatever your structure, whatever your sector, we know the rules inside out and we know how to work within them in your favour.

Corporation Tax

CT600 Preparation & Filing

Your Corporation Tax return prepared accurately and submitted well ahead of the HMRC deadline.

Tax Planning

Structured advice on timing, allowances, and reliefs to reduce your liability legitimately and legally.

VAT

VAT Registration & Returns

Full MTD-compliant VAT returns filed quarterly. We handle registration, deregistration, and everything in between.

VAT Scheme Advice

Flat Rate, Cash Accounting, Annual. We will make sure you are on the right scheme for your business.

Inheritance Tax (IHT)

Estate Planning

Careful planning around IHT thresholds, reliefs, and gifting strategies to protect your estate and pass on as much as possible.

Probate Support

We work with your solicitors and executors to handle the financial side of estate administration smoothly.

Capital Gains Tax (CGT)

Property Disposals

Full CGT calculations and reporting on residential and commercial property sales, including the 60-day reporting requirement.

Business Asset Disposal

We identify all available reliefs including Business Asset Disposal Relief to minimise your CGT exposure.

Quoted by scope
Bespoke
Comprehensive tax support from a single provider
Talk to us about bundling your tax services for the best value.

Self Assessment &
Self-Employed Returns

If you are self-employed, a sole trader, a contractor, or earning income outside of PAYE, you will know the feeling of a January deadline looming. We take that pressure completely off the table, handling your Self Assessment return from start to finish and making sure you are claiming every deduction you are legally entitled to.

We work with Uber drivers, Deliveroo couriers, landscapers, freelancers, and anyone else navigating the self-employed landscape. No matter how complex your income picture is, multiple income streams, business mileage, home office claims, equipment purchases, we will make sense of it all and submit your return correctly.

What this covers

SA100 Return

Your full personal tax return prepared and filed with HMRC, covering all income sources and allowable deductions.

Expense Maximisation

We do not just fill in the form. We look for every legitimate claim so your tax bill is as low as it legally can be.

Gig Economy Returns

Specialist support for platform workers including Uber, Bolt, Deliveroo, Amazon Flex and more.

Partnership Returns

SA800 Partnership Returns and partner SA100s handled together for a seamless process.

Starting from
£199/yr
Sole traders, contractors & gig workers
Complex returns with multiple income sources priced individually.

Payroll that
never misses a beat.

Your people need to be paid accurately, on time, every time. Payroll mistakes damage trust and create legal headaches that take far too long to unravel. We run payroll for businesses of all shapes and sizes, from a single employee to teams of hundreds, and we do it with the precision it deserves.

We handle RTI submissions, PAYE settlements, pension auto-enrolment, and every other piece of the payroll puzzle. You tell us who is working and what they have earned, and we take care of everything else.

What this covers

Full Payroll Processing

Weekly, fortnightly or monthly. However you run it, we will manage every pay run accurately.

RTI Submissions

Real Time Information sent to HMRC on every pay date, keeping you compliant with zero effort on your part.

Auto-Enrolment Pension

Full workplace pension administration, including assessment, communication, and ongoing contribution management.

P60s, P45s & P11Ds

All statutory documents produced and distributed to employees at the right time, every year.

CIS Payroll

Specialist Construction Industry Scheme payroll for contractors and subcontractors, fully compliant.

Payslips & Reports

Digital payslips issued on time and full payroll reports available whenever you need them.

Starting from
£79/mo
Per employee pricing available
Flat monthly fees for predictable budgeting. No per-payslip surprises.

Strategic Financial
Planning

The best businesses do not just react to their finances, they plan around them. Strategic financial planning is about getting ahead of the curve: understanding where your business is today, where you want it to be in three or five years, and mapping a financially intelligent route to get there.

We work alongside ambitious owners and directors who want more than just compliance. They want a financial partner who challenges them, helps them make better decisions, and builds a long-term plan that holds up under pressure.

What this covers

Business Financial Planning

Long-range financial modelling that turns your ambitions into a concrete, funded roadmap.

Investment & Growth Advisory

Whether you are expanding, acquiring, or diversifying, we stress-test the numbers before you commit.

Exit & Succession Planning

Planning to sell or hand over the reins one day? We start building that plan now so you are ready when the moment arrives.

Tax-Efficient Structuring

Is your business structured in the most tax-efficient way? Many are not. We review and recommend where needed.

Finance for Growth

Preparing for a bank loan, investment round, or commercial mortgage? We will build the financial case that makes the application compelling.

Quarterly Business Reviews

Regular strategic check-ins where we sit down and look honestly at what the numbers are telling you about the health of your business.

Engagement-based
From £500
For growth-focused businesses
Strategy engagements are scoped individually. Talk to us to find the right level of support.
Who We Help

We speak your
industry's language.

Every sector has its own financial quirks, pressures, and compliance requirements. We have worked across a wide range of industries and bring that specific knowledge to every client relationship.

Care Homes

Care home finances are uniquely complex. Staffing costs, regulated fee structures, CQC compliance, and tight margins all demand specialist attention. We understand the funding streams, the pressures, and the reporting requirements that come with operating in this sector.

Hospitals, Clinics & GP Practices

From NHS-contracted GP practices to private clinics, healthcare providers face a distinctive financial landscape. We handle practice accounts, NHS income reconciliation, and tax planning for medical professionals navigating both NHS and private income streams.

Charities & Non-Profits

Charity accounting is governed by the Charity Commission's SORP, and getting it wrong can put your registered status at risk. We prepare your Trustees' Annual Report, restricted fund accounts, and Gift Aid claims, giving your board the confidence that everything is being handled correctly.

Estates & Estate Planning

Estate accounting and administration requires careful, discreet handling. We work with executors, trustees, and beneficiaries to ensure estate accounts are prepared properly, IHT obligations are met, and the financial side of administration causes as little disruption as possible.

Rental Properties & HMOs

Property income has a tax complexity all of its own. From Section 24 mortgage interest changes to HMO licensing costs, wear and tear replacements, and furnished holiday let rules, we ensure landlords and property investors keep HMRC happy while holding onto as much of their rental income as the law allows.

Construction Companies

CIS, sub-contractor payments, retention accounting, VAT reverse charge. Construction finances are full of complexity that trips up the uninitiated. We know the Construction Industry Scheme inside out and work with builders, developers, groundworkers, and contractors of every size.

Taxi & Private Hire

Whether you are an owner-driver or managing a fleet, taxi and private hire accounting comes with its own specific set of allowable expenses. Fuel, vehicle depreciation, licensing, insurance. We make sure you are claiming everything legitimately and paying tax on what you have actually kept.

Self-Employed (Uber, Deliveroo & More)

Gig economy workers often do not realise how many expenses they can legitimately claim. Vehicle costs, data plans, platform fees, equipment. It all adds up. We have helped hundreds of platform workers reduce their tax bills simply by understanding what they are entitled to.

Auto Shops & Garages

Workshops, MOT stations, and motor trade businesses deal with a mix of service income, parts sales, and stock management that needs careful bookkeeping. We understand motor trade VAT and help you build a financial picture that reflects your real profitability.

Restaurants & Chains

Hospitality is one of the most cash-intensive and margin-sensitive sectors there is. We work with individual restaurants and multi-site chains alike, handling daily takings reconciliation, supplier payments, payroll for front and back of house, and the end-of-year accounts that tell the full story.

Hotels & Guest Houses

Tourism VAT, seasonal cash flow, online booking platform reconciliation, and the complexity of mixed income streams. Hotels and guest houses require an accountant who genuinely understands the hospitality sector. We do, and we help owners maintain clarity across every aspect of their business finances.

Logistics & Shipping

Fleet costs, fuel duty reclaims, HMRC compliance across multiple drivers, import and export VAT. Logistics and shipping businesses have a particularly demanding financial environment. We support operators of all sizes, from last-mile courier fleets to international freight companies.

SMEs

The majority of our clients are small and medium-sized enterprises at various stages of growth. If you are past the start-up phase but not yet at the point of hiring a finance director, ACE gives you exactly the kind of support a growing business needs, proactive, flexible, and genuinely invested in your success.

Do not see your industry listed? Get in touch anyway.

Chances are we have worked with businesses just like yours. If not, we will tell you honestly whether we are the right fit and if we are not, we will point you in the right direction.

Our Story

Built on precision.
Driven by people.

ACE Enterprise was founded by accountants who were tired of seeing business owners let down by firms that treated them as just another file on the desk.

Who We Are

More than
just numbers.

ACE Enterprise is a UK-based accounting and bookkeeping firm working with businesses across virtually every sector, from sole traders just starting out to established companies turning over millions. What sets us apart is not the services we offer, it is the way we offer them.

We started because we kept hearing the same story from business owners: their accountant was hard to reach, they did not understand their own accounts, and at year-end they were handed a bill and a document full of numbers that meant nothing to them. We built ACE to be the opposite of that.

Every client gets a dedicated point of contact. Every piece of advice is given in plain English. Every fee is agreed upfront. That is not a sales pitch. It is just how we think accountancy should work.

We are based in the UK and work with clients nationwide, fully remotely where needed and face to face where preferred. We use cloud-based tools that keep everything accessible, transparent, and up to date, and we take HMRC's Making Tax Digital requirements seriously so you do not have to think about them.

Our Values

What we
stand for.

01

Honesty, always

We will tell you what you need to hear, not what you want to hear. If your books are in a state, we will say so. If your structure is not working for you, we will tell you. Good advice sometimes means hard conversations.

02

Precision matters

In accounting, close enough is not good enough. We hold ourselves to a high standard on every engagement, because the cost of a mistake is always greater than the cost of getting it right first time.

03

Genuine partnership

The best client relationships we have are the ones where we have grown alongside the business. We are interested in where you are going, not just where you are, and we think that shows in the quality of our work.

04

Clarity over complexity

Accountants are sometimes guilty of hiding behind jargon. We make a conscious effort to explain things clearly, whether you are a first-time business owner or a seasoned director. You should understand your own finances.

ACE Enterprise team at work
Our Environment
Where precision
meets purpose.
Insights & Guidance

Straight talk
on tax and money.

No jargon, no fluff. Just genuinely useful guidance for UK business owners on tax, compliance, and making your money work harder.

Tax

What the 2025 Autumn Budget actually means for small businesses

The headlines were dramatic. The reality for most SMEs is more nuanced. Here is what changed, what did not, and what you actually need to do before April.

8 min read  ·  December 2024
Making Tax Digital

MTD for Income Tax: everything sole traders need to know before 2026

Making Tax Digital for Income Tax is coming for sole traders and landlords with income over £50,000. Here is what it means in practice and how to get ready without the last-minute panic.

6 min read  ·  November 2024
Property

Section 24: landlords are still leaving money on the table

Three years on from full implementation, many landlords still have not restructured in response to Section 24. We look at the options still available and the ones that are worth considering now.

10 min read  ·  October 2024
Payroll

The employer's guide to National Living Wage increases in 2025

With NLW rising again this April, many employers will need to revisit their payroll. Here is a plain-English breakdown of the changes and what they mean for your wage bill.

5 min read  ·  September 2024
Self-Employed

Uber drivers: the expenses you are almost certainly not claiming

Most gig economy workers only claim the obvious stuff. Here are the legitimate deductions that regularly go unclaimed and how much they could reduce your tax bill.

7 min read  ·  August 2024
Care Sector

Financial management for care homes: the five things that trip operators up

Care home operators face an unusually complex financial environment. We look at the five areas where accounts most commonly go wrong and what to do about each of them.

9 min read  ·  July 2024
Get In Touch

Let's talk
numbers.

Free consultations, no obligation. Whether you are starting fresh, switching accountants, or just want a second opinion, we are here and we are listening.

How Would You Like to Connect?

Book a Call

Schedule a free 30-minute video or phone consultation at a time that suits you, usually available within 48 hours.

Send a Message

Not ready for a call? Fill in the form below and we will come back to you within one business day, always.

Call Us Now

Prefer to pick up the phone? Call us on 0330 460 9930 during office hours and speak to someone straight away.

Call 0330 460 9930
Contact Details

We would love to
hear from you.

Whether you have a specific question or just want to find out what working with ACE would look like for your business, reach out. We promise a straight answer and no hard sell.

Emailinfo@aceenterprise.uk
Phone0330 460 9930
Office HoursMonday to Friday, 9am to 6pm
Where We WorkUK-wide, including fully remote service
Regulated & CompliantMembers of professional accounting bodies. Your finances in safe hands.
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Book a Consultation

Choose a time
that works for you.

All initial consultations are completely free and carry absolutely no obligation. We will spend 30 minutes understanding your situation and give you honest, useful guidance, even if you decide not to work with us afterwards.

Online booking is coming very soon. In the meantime, call us on 0330 460 9930 or drop us a message using the form above and we will arrange a time that suits.

Call to Book: 0330 460 9930